Whatnot Fee Calculator

See exactly what you keep after Whatnot's fees. Built for card sellers — it handles the 2026 $1,500 trading-card commission cap and shows how your payout compares to selling the same item on eBay.

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Sale price$50.00
Whatnot commission (8%)–$4.00
Payment processing (2.9% + $0.30)–$1.75
Effective fee rate11.5%
Your payout$44.25

Whatnot vs eBay

Payout on Whatnot$44.25
Payout on eBay (13.25% + $0.40)$42.98
You net $1.27 more selling this on Whatnot.

Estimates for US sellers based on Whatnot's published 2026 schedule: 8% commission + 2.9% + $0.30 payment processing on the total order value, with 0% commission on the portion above $1,500 for eligible card categories. eBay figure uses the Trading Cards category final value fee (13.25% up to $7,500 + $0.40 per order). Actual fees can vary by region, promotions, and store subscription. Not affiliated with Whatnot or eBay. Last updated July 2026.

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How Whatnot seller fees work in 2026

When you sell an item on Whatnot in the US, Canada, or Australia, two fees come out of every sale:

Together that's roughly 9.5% of a typical sale. On a $50 card, you keep about $44.25 before shipping and your cost of goods.

The $1,500 trading-card commission cap

This is the rule most generic calculators get wrong. As of January 14, 2026, Whatnot charges 0% commission on the portion of an order above $1,500 in select categories — including trading card games and sports card singles. If you sell a $2,000 slab, you pay the 8% commission only on the first $1,500; the last $500 is commission-free (payment processing still applies to the full amount). Leave the "Trading cards / TCG" box checked above to model this correctly.

Whatnot vs eBay for card sellers

eBay's Trading Cards category charges a 13.25% final value fee plus $0.40 per order, noticeably higher than Whatnot's ~9.5% all-in. For most raw cards and singles, you net more per sale on Whatnot — but eBay's larger buyer pool and "sold" comp history still matter. The calculator shows the exact dollar difference on your item so you can decide where to list.

Frequently asked questions

How much does Whatnot take from sellers?

About 9.5% of a typical sale: an 8% commission on the item price plus 2.9% + $0.30 payment processing on the order total.

Does Whatnot charge a listing fee?

No. Whatnot has no upfront listing or insertion fees — you only pay when an item sells.

Are Whatnot fees lower than eBay?

For trading cards, yes — Whatnot's ~9.5% all-in take is below eBay's ~13.25% + $0.40 in the Trading Cards category, so sellers usually net more per sale on Whatnot.